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Will UPI remain free to use? | Explained

Explore the potential changes to UPI fees as a new bill in Parliament raises concerns about possible charges on transactions.

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economictimes.indiatimes.com

newsbytesapp.com

timesofindia.indiatimes.com

thehindubusinessline.com

hindustantimes.com

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6 prospettive sulla stessa storia

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thehindu.comStai leggendo1 g fa

Will UPI remain free to use? | Explained

Explore the potential changes to UPI fees as a new bill in Parliament raises concerns about possible charges on transactions.

Timeline cronologica

lunedì 3 agosto 2026·economictimes.indiatimes.com
Payment Bill rekindles MDR hopes for large-value UPI
Proposed amendments to the Payment and Settlement Systems Act may bring back merchant discount rates. This move could help banks and fintech firms recover technology and…
martedì 4 agosto 2026·economictimes.indiatimes.com
Payments bill revives hopes of MDR return on large-ticket UPI transactions - The Economic Times
ET was the first to report on July 16 that the government is considering reintroducing MDR for UPI transactions undertaken by large merchants. Sources had told ET that the Centre…

timesofindia.indiatimes.com

2 h fa

Will you have to pay to use UPI? 7 FAQs on possible MDR and what it means for consumers answered

Will you now have to pay charges for your UPI transactions? That’s the big question that many are asking after the Lok Sabha cleared a Bill amending the Payment and Settlement Systems Act, 2007, enabling the government…

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thehindubusinessline.com2 g fa

Will UPI remain free? All you need to know about MDR, the new Taxation Bill, and its impact

Discover whether UPI will become chargeable amid recent legislative changes and expert insights on potential impacts.

Leggi questa versione → originale

newsbytesapp.com3 g fa

Will UPI payments become chargeable? Centre moves to enable MDR

The Finance Ministry proposes a bill amending the Payment Act, allowing Merchant Discount Rate (MDR) on UPI transactions above Rs 2,000 for sustainable e-payment systems.

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hindustantimes.com2 g fa

Big change in UPI policy? Payments above ₹2,000 may carry a fee. What we know

The bill seeks to remove the provision that prevents banks and payment service providers from charging a fee, including MDR, on notified electronic payments. | India News

Leggi questa versione → originale

m.economictimes.com23 h fa

Why UPI needs transaction fees - The Economic Times

A groundbreaking bill has been introduced that permits merchant discount rates on UPI transactions. This innovative change aims to enhance the future development of the digital payments ecosystem. Notably, most small…

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martedì 4 agosto 2026·

economictimes.indiatimes.com

Jefferies sees Paytm, Pine Labs gaining from proposal to levy MDR on UPI transactions - The Economic Times

India's payments law may soon allow merchant discount rates on specific UPI transactions. This change could create significant revenue for payment platforms like Paytm and Pine…

martedì 4 agosto 2026·

economictimes.indiatimes.com

India paves way for return of merchant fees on digital payments

India has laid the legal groundwork to reintroduce merchant fees on UPI payments through proposed amendments to the Payment and Settlement Systems Act. While no decision has been…

martedì 4 agosto 2026·

newsbytesapp.com

Will UPI payments become chargeable? Centre moves to enable MDR

The Finance Ministry proposes a bill amending the Payment Act, allowing Merchant Discount Rate (MDR) on UPI transactions above Rs 2,000 for sustainable e-payment systems.

martedì 4 agosto 2026·

timesofindia.indiatimes.com

Merchant Discount Rate on UPI transactions? Amendments to payments act may pave way - what it means

India has taken a step towards allowing merchant charges on Unified Payments Interface (UPI) transactions after proposed amendments to the country's payments law were introduced…

martedì 4 agosto 2026·

techcrunch.com

India moves to give its instant payments network a business model | TechCrunch

The legislation lays the groundwork for a potential overhaul of India's zero-merchant-discount-rate regime, under which businesses have not paid fees to accept UPI payments since…

martedì 4 agosto 2026·

thehindubusinessline.com

Electronic mode of payment outside negative list likely to attract MDR

New bill proposes electronic payments outside the negative list will incur Merchant Discount Rate (MDR), including potential UPI charges.

martedì 4 agosto 2026·

economictimes.indiatimes.com

Government moves closer to restoring MDR on UPI merchant payments

Parliamentary amendments propose restoring merchant discount rates on UPI payments. This move aims to encourage digital transactions by allowing banks to charge fees. The…

mercoledì 5 agosto 2026·

hindustantimes.com

Big change in UPI policy? Payments above ₹2,000 may carry a fee. What we know

The bill seeks to remove the provision that prevents banks and payment service providers from charging a fee, including MDR, on notified electronic payments. | India News

mercoledì 5 agosto 2026·

timesofindia.indiatimes.com

‘Someone has to pay the cost’: RBI governor on MDR proposal for UPI transactions above Rs 2,000

Will you have to pay for UPI payments going ahead? The government is expected to permit the levy of a Merchant Discount Rate (MDR) of 0.25% to 0.4% on UPI transactions above Rs…

mercoledì 5 agosto 2026·

economictimes.indiatimes.com

UPI MDR explained: What potential charges above Rs 2,000 on Paytm, GPay & other payment apps mean for you and merchants

UPI MDR: Government proposes changes to the Payment and Settlement Systems Act. This could allow a Merchant Discount Rate on select UPI transactions. Large merchants and…

mercoledì 5 agosto 2026·

thehindubusinessline.com

Will UPI remain free? All you need to know about MDR, the new Taxation Bill, and its impact

Discover whether UPI will become chargeable amid recent legislative changes and expert insights on potential impacts.

mercoledì 5 agosto 2026·

economictimes.indiatimes.com

UPI payments above Rs 2000 to attract MDR after debit, credit cards? Here’s what users need to know about the proposal - The Economic Times

While there has been no official word from the government on this yet, it is learnt that the Centre could allow a levy of 0.25% to 0.4% as merchant discount rate (MDR) charges on…

mercoledì 5 agosto 2026·

thehindubusinessline.com

UPI ecosystem needs sustainable funding: RBI Governor

The Reserve Bank of India (RBI) Governor Sanjay Malhotra on Wednesday indicated that while it is too early to comment on any potential changes to the merchant discount rate (MDR)…

mercoledì 5 agosto 2026·

thehindubusinessline.com

Proposed UPI MDR could shift fintech focus to merchants, unlock sustainable revenue model

Proposed UPI MDR could enhance fintech revenue by shifting focus to merchants, promoting a sustainable digital payments ecosystem in India.

mercoledì 5 agosto 2026·

thehindu.com

RBI has funds to pay for UPI platform without having to charge merchants, customers

RBI has sufficient funds to maintain the UPI platform without charging merchants or customers, despite proposed transaction fees.

mercoledì 5 agosto 2026·

economictimes.indiatimes.com

No decision yet on merchant discount rate on UPI deals

Central bank governor Sanjay Malhotra stated it is premature to discuss UPI transaction charges. Discussions are ongoing regarding the payment mechanism's future and costs. The…

giovedì 6 agosto 2026·

thehindubusinessline.com

Service charge on UPI transactions makes sense

The current zero-MDR regime puts pressure on govt finances and limits the ecosystem’s ability to invest in long-term infrastructure

giovedì 6 agosto 2026·

economictimes.indiatimes.com

UPI apps could chase big-ticket transactions as MDR return looms - The Economic Times

The UPI race has so far centred on acquiring consumers and monetising them by cross-selling loans, insurance and investments, as there has been no direct fee income on UPI…

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