ChatGPT now wants access to your bank account so it can tell you to stop ordering takeout

OpenAI is turning ChatGPT into a personal financial assistant. Pro users in the US can now connect their bank accounts through Plaid to get personalized analysis based on real transaction data. The feature runs on GPT-5.5 Thinking and will eventually roll out to all users. OpenAI warns the chatbot is still not a licensed financial advisor.

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