OpenAI previews personal finance features in ChatGPT Pro
OpenAI Group PBC has added a set of personal finance features to ChatGPT Pro, the priciest consumer tier of its popular chatbot service.
On launch, the capabilities are available in preview to a limited number of U.S. users. OpenAI will collect feedback from the testers to refine the features before making them more broadly accessible. The company stated in a blog post today that it plans to make the features “available to everyone,” which hints they may eventually roll out to free accounts.
Before consumers can start using ChatGPT for personal finance tasks, they have to connect it to their bank accounts via Plaid. It’s a service operated by a startup of the same name that helps developers integrate their applications with financial institutions’ systems. OpenAI says that Plaid enables ChatGPT to pull data from more than 12,000 banks.
Once all the necessary integrations are set up, ChatGPT creates a dashboard that shows key information from the user’s bank accounts. Simple graphs visualize monthly spending numbers, the asset types that make up the user’s investment portfolio and other high-level details. ChatGPT Pro subscribers can dig deeper by asking natural language questions.
