Social Security’s Old-Age and Survivors Insurance Trust Fund is expected to run out of money in 2032. That means the next senator and president you vote for will have to address its shortfalls.

The 2026 Social Security Trustees’ Report finds the worst financial outlook in nearly half a century—and a new law signed this year made things worse.

The 2026 Social Security Trustees' Report finds the worst financial outlook in nearly half a century—and a new law signed this year made things worse.