Quick Fire is TechCabal’s weekly column featuring executives, founders, and operators discussing the decisions, industry shifts, and contrarian ideas driving Africa’s technology and business landscape.
This week: Mohammed Bashir Yunusa on non-interest commerce, why trust matters more than technology at the start of any financial innovation, and why the next decade of banking will not be won by branch count.
Mohammed Bashir Yunusa is a banking executive with over 15 years of experience driving growth, transformation, and value creation across the financial services industry. His expertise spans business strategy, digital banking, commerce, innovative finance, investment and deal structuring, corporate finance, and non-interest banking.
As Divisional Head, Digital Banking & Commerce at The Alternative Bank, Yunusa provides strategic leadership for the Bank’s digital banking, commerce, product management, and ecosystem partnerships. He focuses on shaping growth strategies, developing customer-centric solutions, and creating sustainable value through technology, strategic partnerships, and forward-looking business models.
Throughout his career, he has led transformative initiatives across business strategy, product development, digital banking, commerce, and innovative finance. His experience also encompasses investment and deal structuring, where he has advised on strategic transactions, financing models, and partnerships across multiple sectors of the economy. His approach combines commercial insight with disciplined financial structuring to deliver sustainable outcomes for institutions and businesses. His leadership has contributed to the development of pioneering financial products, digital platforms, and business models, including Nigeria’s first credit-based e-commerce platform.
