Think your medical aid covers all your healthcare costs? Think again! Discover the five myths that could leave you financially vulnerable.

Many South Africans assume that having medical aid means that the full cost of private healthcare will be covered.

This is often not the case. Patients are increasingly faced with co-payments, specialist shortfalls and sub-limits that leave them responsible for part of the bill.

Gap cover plays an important role in addressing these shortfalls, but it is often misunderstood. Misconceptions about how it works, what it covers and who needs it can result in significant out-of-pocket shortfalls when undergoing necessary medical treatment.

Understanding these misconceptions is key to avoiding unexpected out-of-pocket medical costs that can have significant consequences for your financial health and wellbeing.