Discover why young and healthy individuals in South Africa should prioritise healthcare planning, understand the risks of being uninsured, and learn essential tips for securing the right coverage.
When you're starting out, every rand already has a job. Rent, student debt, transport, the emergency fund you're still trying to build. Healthcare planning quietly slides to the bottom of the list. You're young, you rarely see a doctor, so why pay for cover you'll probably never use?
I understand the thinking, but it's one of the most expensive gambles a young person can make. Crises don't check your age. The flaw in the I'm young and healthy’’ mindset is the assumption that medical emergencies happen to other people, later in life. They don’t, and we see this every day reflected in our claims statistics, and in the lived experiences of our families, friends and colleagues.
These may be tough conversations to have, but understanding the implications of experiencing a serious health event without having the right cover in place is key to the correct decision making. In healthcare terms, an emergency is the thing you didn't plan or prefund for, and it lands on twenty- and thirty-somethings far more often than this generation expects,” says Martin
