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Why UPI surcharges are a bad idea

UPI surcharges threaten India's digital payment system by undermining its public good status and favoring U.S. financial interests.

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thehindubusinessline.com

thehindu.com

hindustantimes.com

theprint.in

economictimes.indiatimes.com

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thehindu.comStai leggendo1 g fa

Why UPI surcharges are a bad idea

UPI surcharges threaten India's digital payment system by undermining its public good status and favoring U.S. financial interests.

originale

Timeline cronologica

lunedì 10 agosto 2026·thehindubusinessline.com
UPI is not a ‘cost’ to be recovered
India should not weaken its most successful digital public infrastructure merely to collect a small fee, or to placate US interests
lunedì 10 agosto 2026·thehindubusinessline.com
Mutual funds and distributors fret over fee on UPI transactions
The government has recently proposed levying a nominal merchant discount rate (MDR) on a limited set of UPI merchant transactions above a certain threshold

thehindubusinessline.com

3 g fa

UPI is not a ‘cost’ to be recovered

India should not weaken its most successful digital public infrastructure merely to collect a small fee, or to placate US interests

Leggi questa versione → originale

economictimes.indiatimes.com1 g fa

UPI costs Rs 20,700 crore, government allocation just Rs 2,000 crore: Parliament Panel

A parliamentary committee suggests a self-reliant revenue model for UPI's financial sustainability. Amendments to the Payment and Settlement Systems Act now permit transaction charges on digital payments. The committee…

Leggi questa versione → originale

theprint.in2 g fa

Free UPI was a policy success and an economic distortion

Six years of zero MDR delivered unprecedented digital payments at the price of underinvestment, rising fraud risk, and market concentration.

Leggi questa versione → originale

hindustantimes.com2 g fa

No transaction charge on UPI for users, small merchants: Nirmala Sitharaman

The debate over a transaction fee being charged on UPI came into picture after amending Section 10A of the Payment and Settlement Systems Act, 2007. | Business News

Leggi questa versione → originale

martedì 11 agosto 2026·

thehindu.com

UPI and the cost of policy reversal

The government's proposal to tax UPI transactions may undermine financial inclusion and hinder investment in digital payment systems.

martedì 11 agosto 2026·

hindustantimes.com

No transaction charge on UPI for users, small merchants: Nirmala Sitharaman

The debate over a transaction fee being charged on UPI came into picture after amending Section 10A of the Payment and Settlement Systems Act, 2007. | Business News

martedì 11 agosto 2026·

theprint.in

Free UPI was a policy success and an economic distortion

Six years of zero MDR delivered unprecedented digital payments at the price of underinvestment, rising fraud risk, and market concentration.

mercoledì 12 agosto 2026·

thehindu.com

Govt mulls MDR charge or ‘tiered incentives’ to make UPI financially self-sustaining

Government explores MDR charges and tiered incentives to ensure UPI's financial sustainability amid rising operational costs.

mercoledì 12 agosto 2026·

thehindu.com

Why UPI surcharges are a bad idea

UPI surcharges threaten India's digital payment system by undermining its public good status and favoring U.S. financial interests.

giovedì 13 agosto 2026·

economictimes.indiatimes.com

UPI costs Rs 20,700 crore, government allocation just Rs 2,000 crore: Parliament Panel

A parliamentary committee suggests a self-reliant revenue model for UPI's financial sustainability. Amendments to the Payment and Settlement Systems Act now permit transaction…

Why UPI surcharges are a bad idea

Timeline cronologica

UPI is not a ‘cost’ to be recovered

Mutual funds and distributors fret over fee on UPI transactions

UPI is not a ‘cost’ to be recovered

UPI costs Rs 20,700 crore, government allocation just Rs 2,000 crore: Parliament Panel

Free UPI was a policy success and an economic distortion

No transaction charge on UPI for users, small merchants: Nirmala Sitharaman

UPI and the cost of policy reversal

No transaction charge on UPI for users, small merchants: Nirmala Sitharaman

Free UPI was a policy success and an economic distortion

Govt mulls MDR charge or ‘tiered incentives’ to make UPI financially self-sustaining

Why UPI surcharges are a bad idea

UPI costs Rs 20,700 crore, government allocation just Rs 2,000 crore: Parliament Panel