Unconditional cash transfer schemes for women need periodic review for adequacy. Maharashtra and Odisha programs show significant improvements in savings and consumption. These schemes boost household finances and reduce family spending outflows. Spending patterns shift towards lifestyle, medical, and educational purposes. Over fifteen states now implement such direct income support programs.

MUMBAI: Mumbai: Direct benefit transfer schemes targeted at women are yielding disproportionately higher gains in household welfare, nutrition and children’s education, according…

EAC-PM paper reveals women-targeted cash transfers outperform gender-neutral schemes, boosting financial outcomes and encouraging digital payment adoption.