Ripple has launched the XRPL Lending Protocol, expanding the XRP Ledger into institutional on-chain credit by enabling loans.

A proposed XRPL standard would let institutions borrow against tokenized assets, with the blockchain enforcing loan terms while the underwriting stays with human credit teams. It…

Ripple's XLS-66 Lending Protocol brings fixed-term institutional credit to the XRP Ledger, with tokenized RWAs surpassing $3 billion in April 2026.

Ripple outlined how the XRP Ledger Lending Protocol would provide institutions with a novel way to structure loans directly on-chain.

Ripple outlined a proposed XRPL Lending Protocol to standardize institutional credit execution for tokenized assets while keeping underwriting off-chain,

Ripple has launched the XRPL Lending Protocol, expanding the XRP Ledger into institutional on-chain credit by enabling loans.

Ripple launched the XRPL Lending Protocol on June 29, 2026, enabling institutional on-chain credit with off-chain underwriting via XLS-65 and XLS-66 specs.