A proposed XRPL standard would let institutions borrow against tokenized assets, with the blockchain enforcing loan terms while the underwriting stays with human credit teams. It still needs validator approval to go live.

A proposed XRPL standard would let institutions borrow against tokenized assets, with the blockchain enforcing loan terms while the underwriting stays with human credit teams. It…

Ripple's XLS-66 Lending Protocol brings fixed-term institutional credit to the XRP Ledger, with tokenized RWAs surpassing $3 billion in April 2026.