President Donald Trump speaks at the Republican convention, Wednesday, Sept. 9, 2026, in Dallas. (AP Photo/Julia Demaree Nikhinson)

WASHINGTON (AP) — The Trump administration is promising $500 rebate checks to an estimated 1 million Affordable Care Act enrollees across 30 states, who the White House alleged were overcharged by the Biden administration for exchange fees.

The promise comes after Trump pledged Wednesday to send every American adult $5,000 if Republicans retain control of the House and Senate in the midterm elections and as affordability has become a central issue for voters heading into November.

“The relief begins with refunding everyone who was overcharged and the rebates are going out in just a few weeks,” President Donald Trump said in a recorded address released on the White House X account Thursday. Enrollees who can expect refunds are those who do not receive premium assistance.

Critics called the move a “gimmick” that doesn’t represent a plan for addressing soaring healthcare costs.