PhonePe introduces UPI 123Pay, enabling feature phone users to make seamless payments without internet access, initially supporting select devices from Nokia, Lava, and Itel.
UPI 123Pay is built on an SMS-based architecture
Aug 31, 2026
07:41 pm
What's the storyPhonePe has launched a new service, UPI 123Pay, to enable feature phone users to make Unified Payments Interface (UPI) payments without an internet connection.
The service is aimed at people who don't have smartphones or reliable mobile internet.
PhonePe launches UPI payments for feature phones on 123Pay - The Economic Times
PhonePe launches 'PhonePe UPI 123Pay', enabling UPI transactions for feature phone users without the internet connection
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PhonePe launches UPI 123Pay for feature phones, enabling UPI payments without internet for over 200 million users.
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