SynopsisPhonePe has launched a UPI app for feature phones, allowing users to make payments without mobile data. The SMS-based PhonePe UPI 123Pay comes pre-installed on select Nokia, HMD, Lava and itel devices. The move targets India’s large feature-phone user base as UPI continues to see record transaction volumes.PhonePe said it has launched a Unified Payments Interface (UPI) app for feature phones on UPI 123Pay, a four-year-old payment system designed to bring non-smartphone users onto the digital payments network.Called PhonePe UPI 123Pay, the service will come pre-installed on feature phones from Nokia, HMD, Lava and itel. It uses an SMS-based architecture and does not require a mobile data connection. Users can send money to mobile numbers or UPINow Playing