I am a 48-year-old who completed treatment for early stage breast cancer two years ago and have been declared cancer free by my oncologist. My existing policy did cover the treatment, but I am worried about what happens at renewal time or if I ever need to switch insurers. How does a cancer survivor evaluate whether their current cover is enough, and what are the realities of buying fresh cover after a diagnosis like mine?RadhikaBeing told you are cancer-free is genuinely wonderful news. The fact that your existing health insurance policy covered your cancer treatment and your insurer honoured the claim is also reassuring, as it demonstrates that your coverage performed as intended when you needed it most.That said, recovery is a good time to reassess whether your current health insurance remains adequate for your future needs. While recovery is a positive milestone, certain cancers may have a risk of recurrence, and the body may remain vulnerable to other health complications that could require medical attention and significant financial expenditure.To strengthen your existing coverage, one option worth exploring is a Super Top-Up policy with your existing insurer. A Super Top-Up can substantially enhance your overall coverage at a relatively affordable cost, providing an additional financial cushion in the event of high-value medical claims.You should also discuss the availability of the following enhancements under your existing base policy:Unlimited Restoration Benefit: This feature automatically replenishes your sum insured if it gets exhausted during the policy year, helping ensure that coverage remains available for multiple hospitalisations.