Single mother Isla Conley is on track to reduce her mortgage term by 17 years and save tens of thousands of pounds in interest in an attempt to become debt-free as soon as possible.
When Isla, 42, bought her home in West Yorkshire in 2016, she took out a 35-year mortgage of £163,000 but has since reduced her balance to £117,750.
Isla, who has two children aged 14 and 11, said she often overpays by several hundred pounds every month alongside her normal monthly repayments and is now on track to cut the term to 18 years.
She started off small, paying an extra £30 a month, but she now puts any disposable income she has left before payday towards her mortgage.
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