In our How I Manage My Money series we aim to find out how people in the UK are spending, saving and investing money to meet their costs and achieve their goals.
This week we speak to Bryony Clarke, 27, who lives in Leicester, with her boyfriend, Charlie, 27, and their cat, Mylo. Bryony wants to retire in her 50s and has taken out a 40-year mortgage. She is not convinced the state pension will exist when she retires.
Monthly budget
My monthly income: I take home about £2,300 a month from my job as a student recruitment events officer at a university. I also make around £385 a month from content creator work, but this is variable. Charlie works as a financial advisor.
Our monthly outgoings: We share most of the main expenses. Mortgage: £1,015; council tax: £185; groceries: £450; loan and sofa repayments: £296; electric: £65; water: £49; Sky broadband and TV: £60; home insurance: £22; Amazon Prime and Spotify subscriptions: £27.
