Greece’s four systemic banks generated around €1.44 billion in revenue from fees and services in the first half of 2026, an increase of 25.3% from the same period last year, according to an analysis of data provided by the banks.
Payments, cards and transactions remained the largest source of fee income, generating €375 million, or 26% of the total, for the country’s four systemic banks, Alpha Bank, Eurobank, National Bank of Greece and Piraeus Bank.
Financing-related fees followed at €327 million, accounting for 22.7%. Beyond interest income, loans generate additional revenue through services linked to their structuring and disbursement, as well as guarantees, trade finance and cash management. Strong credit growth over the past two years has therefore boosted banks’ income on two fronts, interest and fees.
Investment and asset management ranked third, generating €275 million, or 19.1% of total fee income. Growing customer investment in mutual funds, managed portfolios and other products is strengthening this revenue stream and encouraging banks to expand their wealth management businesses.
Other significant sources included €145 million from real estate and related services, €89 million from investment banking and capital markets, and €56 million from trade finance and guarantee fees.
