By Elizabeth Adegbesan
The value of Automated Teller Machines (ATM) transactions grew sharply by 208.4 percent year-on-year (YoY) to N89.12 trillion in 2025 from N29.12 trillion in 2024.
The Central Bank of Nigeria, CBN, disclosed this in its 2025 Annual Report noting that the increase in ATM transactions reflects user preferences, adoption of digital channels, growth in e-commerce, and infrastructure improvements.
Analysing retail payments for the review period, CBN said that the volume of e-payments transactions increased by 2.62 per cent to 47.88 billion in 2025, compared with 46.65 billion in 2024.
Likewise, the value of transactions also rose by 26.07 per cent to N4,360.33 trillion from N3,458.77 trillion.
