The Trust Threshold: The Majority of U.S. Investors Use AI To Explore, But Only 7% Say It Drove Their Last Major Decision

New U.S. findings from HSBC research shows affluent and high-net-worth investors are using AI for financial research, but human judgment is more influential for ideas and decisions

57% of U.S. affluent investors use AI for financial and investment tasks (vs. 73% globally)

Only 7% of U.S. investors cite AI as the most influential factor in their last investment decision (12% globally); 59% cite financial professionals/institutions as the source of their last investment idea (vs 19% who say AI)

More than one-third (38%) of those surveyed in the U.S. said they prefer a hybrid approach (AI and advisors) to their decision making