Retirement planning often turns into a race for the biggest number.
Every few weeks, a viral post claims that Indians need ₹15 crore, ₹20 crore, or more to retire comfortably.
For many investors, that sounds intimidating.But retirement comfort is not only about the size of the corpus.
It is about lifestyle, monthly expenses, dependents, city of residence, and how the money is structured.For a couple in their late 40s planning to retire in their early 50s and live comfortably, the absurd retirement numbers of ₹15 crore or more could cause undue stress.
Let’s put the retirement arithmetic into perspective for a couple looking to retire in the coming five years.
