Forget the daunting ₹15 crore retirement myth. For a couple retiring in their early 50s with ₹1 lakh monthly expenses, a ₹4-5 crore corpus can suffice. This involves a smart split: bonds for income, index funds for growth, and emergency funds. High-cost cities or premium lifestyles may necessitate ₹8-10 crore. The focus should be on generating monthly income, not just a large number.

Forget the daunting ₹15 crore retirement myth. For a couple retiring in their early 50s with ₹1 lakh monthly expenses, a ₹4-5 crore corpus can suffice. This involves a smart…

Retirees often face a dilemma investing their corpus, balancing safety with growth. Expert Abhijit Chokshi advises a diversified approach for a Rs 1 crore investment, suggesting…