34 minutes ago

The man discovered significant water damage under the bathroom tiles. File photo.

A man who stepped out of his shower and fell through the bathroom floor is one of a growing number of people caught out by insurers' approach to gradual damage.

The man discovered significant water damage under the tiles and floor of his bathroom and made a claim to his insurance company.

While the insurer accepted there had been a leak, it said the damage had not happened suddenly.