OpinionOpinion by Pernell CallaghanNZ Herald·10 Jun, 2026 04:59 PM4 mins to readPernell Callaghan is a co-founder and managing director of FinbasePernell Callaghan is the co-founder and managing director of Finbase.New Zealand’s private credit sector has crossed a threshold.
What was once a boutique/niche industry operating in the margins of the traditional banking system has matured into a growing, institutionally credible asset class. The continually improving regulatory environment, growth of those seeking credible alternative asset classes and lending options,










