The Citi Strata Premier® Card is a rare case: a card focused on travel rewards that still earns a high return on many everyday purchases. It could even be a single, do-it-all credit card for some frequent flyers. With an annual fee of $95, the Strata Premier delivers great value for its moderate cost, and since it doesn’t charge foreign transaction fees, it also makes for a great card to take abroad.
Here’s why we like the Citi Strata Premier and why it may be worthy of consideration for a spot in your wallet.
The Citi Strata Premier stands out for its high return on everyday spending categories like gas, dining and supermarkets, as well as on airfare and hotels. Its earning structure is especially remarkable considering its $95 annual fee.
The card’s current welcome offer is 60,000 bonus Citi ThankYou® points after spending $4,000 in the first three months. Citi points are worth 1.9 cents apiece, according to The Points Guy, which makes the welcome offer equivalent to $1,140. That means the value of the welcome offer would offset the annual fee by a full 12 times in the first year of having this card.
Note that the welcome bonus is not available if you have received a new account bonus for a Citi Premier or Citi Strata Premier account in the past 48 months. You’re also ineligible if you have converted into a Strata Premier card or another Citi credit card account for which you earned a bonus in the last 48 months.
