If you’re looking for a simple, no-annual-fee card that earns rewards on every purchase, the Citi Double Cash® Card is one of the best options out there. Unlike credit cards that require you to track bonus categories or redeem points strategically for maximum value, this card gives you straightforward cash back on every purchase, every time.
Here’s the key: The Citi Double Cash earns 2% cash back on all purchases: 1% when you buy and another 1% when you pay off those purchases. It’s that simple.
This no-frills approach makes the Double Cash card perfect for anyone who doesn’t want to worry about optimizing rewards but still wants a strong earning rate. That’s why, for years, it’s been CNN Underscored’s benchmark credit card.
The primary advantage of the Citi Double Cash card lies in its simplicity paired with a highly competitive earning rate. While many cards offer cash back in select categories, this card delivers a flat 2% return on every purchase without exception. That means whether you are buying groceries, paying utility bills or booking a flight, you know exactly what you are earning every time. We also love that there’s no annual fee, so you can earn rewards without worrying about offsetting costs.
