Kotor has quietly become one of Europe’s smartest summer escapes - but it remains very much under the radar.

Wedged between Montenegro’s dramatic mountains and the Adriatic coast, the medieval town offers the kind of scenery, history and waterfront charm travellers usually associate with far pricier Mediterranean hotspots, but without the eye-watering costs.

Now, it’s topped fintech company Zable’s list of the best value destinations for this summer, thanks to its relatively low travel costs and cost of living alongside a wide range of attractions.

Flights from major European hubs average €91, and high-season accommodation sits at around €975 for a week - a far more affordable figure than in many European destinations.

Tourist tax is relatively low, too, at about €4.60 per person for the entire stay, while Zable data reveals that a grocery shop is affordable, at around €36.50 for a full basket.