Equifax National Market Pulse Data Shows U.S. Consumer Top-Line Debt Stabilizing at $18.25 Trillion in Q2 2026 With Delinquencies Improving Across Categories

Credit card balances are ticking higher mid-way through the year, according to a new report on household debt from the Federal Reserve Bank of New York.

New York Fed Q2 2026 report shows US household debt delinquency rates edging lower overall, but auto, credit card, and mortgage overdue rates