"New delinquencies for auto loans and credit cards remain at elevated levels, a trend we’ll continue to monitor."

New York Fed Q2 2026 report shows US household debt delinquency rates edging lower overall, but auto, credit card, and mortgage overdue rates

NY Fed Q2 2026 report shows US credit-card balances rose $21 billion to $1.26 trillion, reversing Q1's seasonal decline as total household debt