SOFI Q2 Earnings on July 29. Analysts Are Cautious While Options Traders Expect a 10%+ Move

SOFI Q2 Earnings on July 29. Analysts Are Cautious While Options Traders Expect a 10%+ Move

SoFi Q2: EPS +37.5% YoY to $0.11, but private credit redemptions and neobank competition squeeze margins and loan growth outlook. For fintech stack decisions, this signals NIM compression and CAC escalation in lending — governance implications for credit partnerships.