This implied move is higher than SOFI stock’s average post-earnings move (in absolute terms) of about 8.5% over the past four quarters.
Wall Street expects SoFi to report EPS (earnings per share) of $0.11 for Q2 2026, reflecting 37.5% year-over-year growth. Revenue is projected to rise about 30% to $1.11 billion.
Truist Analyst’s Views Ahead of SOFI’s Q2 Earnings
In a Q2 earnings preview note on payment and fintech companies, Truist analyst Matthew Coad reiterated a Hold rating on SOFI stock and modestly increased his price target to $18 from $17, saying he is “tactically more bearish” ahead of the company’s upcoming results.
The analyst is concerned that private credit fundraising and redemptions may reduce the fees SoFi earns from selling loans and that net interest margin could be under pressure. Coad added that intense competition from neobanks could increase customer acquisition costs (CAC).
