Coinbase and Robinhood both use Morpho vaults for stablecoin yields, but Coinbase offers variable rates up to 10.8% while Robinhood fixes 7% APY with

Coinbase's new 7.02% APY High Yield USDC vault matches Robinhood Earn's 7% campaign, but the two use different subsidy structures built on Morpho and Steakhouse-curated vaults.

Coinbase and Robinhood both use Morpho vaults for stablecoin yields, but Coinbase offers variable rates up to 10.8% while Robinhood fixes 7% APY with