Moving crypto into a lending protocol or liquidity pool won’t count as a taxable disposal, deferring the charge until a real cash-out.

UK defers crypto capital gains tax for loans and liquidity pools until 2027. XRP all-time high by December 31, 2026 at 8% YES.

HMRC adopts "no gain, no loss" treatment for certain crypto loans and liquidity pool transactions, deferring CGT until economic disposal.