Borrowers are becoming more cautious despite lower interest rates, signalling a possible shift in spending and debt habits, writes Zandile Makhoba

Borrowers are becoming more cautious despite lower interest rates, signalling a possible shift in spending and debt habits, writes Zandile Makhoba

With the South African Reserve Bank set to announce its policy decision on 23 July, consumers are warned to prepare for another potential interest rate hike amid global economic…