Klarna has filed to launch Klarna Bank USA, an FDIC-insured bank in Utah, moving beyond BNPL and joining Revolut and Bunq in the race for a US charter.

Swedish payments provider Klarna is looking to expand its business in the United States. The company has now applied for regulatory approval to establish its own U.S. bank.

Klarna har funnits i USA i över tio år – och det är idag bolagets största marknad – men först nu ansöker svenskarna om banklicens i landet.