Social Security checks could see a 22% cut in 2032 unless Congress takes steps to shore up the program. Here are 5 ideas for fixing it.

"As a result, the most likely outcome is that in the 75th year, the government will end up with a big pile of debt, requiring large interest payments."

The 2026 Social Security Trustees' Report finds the worst financial outlook in nearly half a century—and a new law signed this year made things worse.