Should you buy OPD cover in health insurance? Over 40% of healthcare costs are paid out-of-pocket in India - The Economic Times

OPD cover in health insurance addresses out-of-pocket expenses for doctor visits, diagnostics, and medicines without hospitalization. While beneficial for those with chronic conditions or frequent consultations, it may not be cost-effective for healthy individuals. Carefully review sub-limits and exclusions before purchasing.

Raccontata daeconomictimes.indiatimes.com