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Structural shift in bank deposits sees decline in savings deposits share and increase in term deposits
RBI data reveals a shift in bank deposits, with savings deposits declining and term deposits increasing significantly from 2022 to 2026.
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thehindubusinessline.com
Reason for bank deposit erosion
The rise in bank equity capital has eaten into deposits. Household savings have moved into bank stocks
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economictimes.indiatimes.com
Share of term deposits below 7% jumps as banks reprice liabilities
Bank term deposits under 7% surged to 61.8% in FY26 due to 125 basis points of policy rate cuts. Depositors shifted to longer maturities, with one-to-three-year tenures rising to…
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Structural shift in bank deposits sees decline in savings deposits share and increase in term deposits
RBI data reveals a shift in bank deposits, with savings deposits declining and term deposits increasing significantly from 2022 to 2026.