A first-time member gets no cover at all for three months, not even the minimum benefits. Foreign insurance counts for nothing against the age penalty.
SOUTH AFRICA · EXPAT GUIDE
Key Facts
—The split 84 percent of people rely on the state system. Medical schemes covered 14.6 percent in 2024.
—The entry price Hospital cover starts near 1,275 rand a month, about US$79, for one person.
—The top price Comprehensive cover runs to about 12,509 rand a month, some US$775, for one person.
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