A 35-year-old only child is preparing to welcome her second baby, but instead of concentrating entirely on her growing family, she is worried about how she’ll eventually support four aging parents.

Her divorced parents are in their early 70s, live alone and have no savings. They survive paycheck to paycheck, and both have experienced serious health problems in recent years. Although they have never presented her with a formal care plan, she believes she already knows what they expect.

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