Sep 11, 2026 – 7.43amIt’s one thing to be dreaming of a lavish retirement, and perhaps you even have a figure in mind as to how much superannuation you’ll need. But if 67 is still a long way off, how do you know if you’re on track to get there?Wealth management firm MLC recently crunched the numbers on how much Australians should have in superannuation at various ages to achieve a “modest” retirement with up to $750,000, a “luxe” retirement with up to $1 million and a “champagne” retirement with up to $1.25 million.Subscribe to gift this articleGift 5 articles to anyone you choose each month when you subscribe.Subscribe nowAlready a subscriber? Jessica PennyWealth reporterJessica Penny covers wealth and personal finance in The Australian Financial Review’s Sydney newsroom.Fetching latest articles
The sum you need at 30, 40 and 50 to retire with $2.5m superannuation
Whether you’re starting out or in your peak earning years, tracking your super against these benchmarks will show if you’re up for a $143,000-a-year retirement.
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