Jul 28, 2026 – 5.00amQ: We are a couple aged 32. We’re about to buy our first home but don’t want to neglect our retirement savings. I earn $70,000 a year and my wife earns $250,000. How much super should we have by this stage in our lives, and can we reach a comfortable retirement relying just on compulsory super? I have $70,000 in super and my wife has $150,000. – Patrick A: The good news, says financial planner Suzanne Haddan, managing director of BFG Financial Services, is that in your case, the super guarantee 12 per cent compulsory contributions alone should build substantial retirement savings over the next 35 years, “particularly if your super remains invested appropriately and your earnings broadly increase over time”.Subscribe to gift this articleGift 5 articles to anyone you choose each month when you subscribe.Subscribe nowAlready a subscriber? Fetching latest articles