I never thought I'd live with my mom again.But in 2024 — as my husband and I struggled to find a house in Connecticut that we could afford, and my mom was looking for a way out of Florida — I had an idea: What if the three of us combined our incomes and bought a house together?Two years later, my husband, our baby, my mom, and I all live under one roof in a 3,000-square-foot house near Danbury, about 60 miles from New York City, where my husband commutes to work. Connecticut is my husband's home state, and after living there since 2020, we didn't want to leave.We renovated the 900-square-foot finished basement into an in-law suite for my mom for $75,000, and she pays $1,200 a month toward the mortgage.It might sound like a recipe for family drama, but we've found living together easy. It's also made homeownership — and raising a child — significantly easier.

My mom downsized from her 1,600-square-foot house in Florida to an in-law suite.

Me, my mom, and my husband went on a family cruise in September 2024.

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My mom lived in her Tallahassee, Florida, home for about 25 years but wanted to escape the heat and hurricanes and live closer to me. When my husband and I decided to settle in Connecticut and start a family, she realized it was the perfect time to move, too.She sold her 1,600-square-foot Florida home in May 2024 and made about $150,000 in profit, which she put toward the down payment on our shared Connecticut home and the renovation of her private studio apartment.My husband and I had saved about $50,000 to contribute.