Published Aug 28, 2026, 11:14 AM EDT
Carrying credit card debt after serving? Explore legitimate hardship programs and protect your finances from predatory traps.
If you're a veteran carrying credit card debt, you're far from alone. Roughly 72% of veterans have credit card debt, according to a survey from National Debt Relief. The good news is you have more options than you might think. Many veterans qualify for hardship programs, nonprofit credit counseling, or debt consolidation plans specifically designed to help you get back on track. The key is knowing which military debt relief programs are real, which ones apply to you, and how to steer clear of scams.
Best Debt Relief Options for Veterans
No single government program can wipe out all credit card debt for veterans. But there are several effective paths to reducing what you owe. Most veterans can get debt relief through one or a combination of these options.
