Affirm Holdings reported Q4 2026 net income of $1.62 billion alongside revenue that cleared the $1 billion mark, with management following that up by raising guidance for Q1. The result lands on August 27, 2026, after market hours, with a conference call scheduled for 5:00 p.m. ET.
What the numbers actually say
Consensus heading into the print was roughly $1.11 billion in revenue for Q4, reflecting an anticipated year-over-year increase of about 26%. Management had guided a range of $1.08 billion to $1.11 billion for the quarter.
Q3 2026 revenue came in at $1.04 billion, up 33% year-over-year, with a net income of $102.9 million for that quarter. Gross merchandise volume hit $11.6 billion in Q3, a 35% increase year-over-year. Q4 GMV guidance pointed to a range of $13.15 billion to $13.45 billion.
The active consumer base reached 26.8 million as of the end of Q3. For full-year FY2026, management raised its revenue projection to between $4.175 billion and $4.205 billion.
