New York —
Kelly Klein graduated from college with $100,000 in student loans that she feared would haunt her forever.
“I expected I’d never pay off my student debt,” said Klein, who is 31 years old.
But flash forward 10 years and Klein is now debt-free, her retirement account is flush and her credit score is pristine.
“Every commission check I earned for the first six years went to paying off my debt. Every single penny,” said Klein, who is based in Nashville, Tennessee, and works as a loan officer at a community development financial institution.








