In our weekly series, readers can email any questions about their finances to be answered by our expert, Rosie Hooper. Rosie is a chartered financial planner at Quilter Cheviot and has worked in financial services for 25 years. If you have a question for her, email us at money@inews.co.uk.

Question: I am 56 and have investment property worth £2m and my home is worth £500,000. I live with my partner.

I have a Sipp worth £205,000 and an S&S ISA worth £160,000. I also have a cash ISA worth £60,000 and Premium Bonds worth £17,000.

Shorts

Which areas of investment/savings should I focus on bolstering? I am already semi-retired and live of the rent from my investment property.