By

Charlotte Cowles,

The Cut’s financial-advice columnist.

In addition to “My Two Cents,” she writes about work and parenting for the site. Previously, she was the senior features editor at Harper's Bazaar and a senior editor at the Cut. She was also the editorial director for MM.LaFleur. Her work has also been published in Glamour, Art in America, Politico, and other places.

Before she became a mom a few years ago, Margo regularly bought weed from a dealer — let’s call him Paul — whom she met through a friend. Paul was courteous, charming, and offered a wide variety of products: Margo also purchased mushrooms from him a few times as well as cocaine (not for herself, she clarifies — it was for a bachelorette party). During one of Paul’s visits to her apartment, he mentioned that he was on his way to another client’s home to drop off a container of urine.