Published Aug 7, 2026, 11:56 AM EDT

Jane Crosby, 35, of Jersey City, N.J., is charged with bank fraud for using seven recruit names to apply for credit union loans and lines of credit.

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Published Aug 7, 2026, 11:56 AM EDT

A former Army recruiter in New Jersey whose office was trusted with the personal information of incoming service members has been charged with bank fraud and identity theft after getting caught trying to retrieve roughly $266,000 in loans and lines of credit. Court documents obtained by Military.com show that Jane Crosby, 35, of Jersey City, N.J., sought multiple credit union loans and credit card accounts. She was charged by the U.S. Attorney for the District of New Jersey with trying to use the identities of seven recruits to open credit union accounts and take out nearly $266,000 in loans and lines of credit in their names. Authorities said she also deposited fraudulent checks, withdrew cash, and used a credit card opened in one victim's name to buy airline tickets. The U.S. Attorney's office declined to release her booking photo to Military.com. Crosby pleaded guilty in Newark Federal Court to one count of bank fraud and one count of aggravated identity theft. Her plea agreement requires her to pay approximately $18,150 in restitution to the credit union, which was the actual amount investigators said she was able to steal. The plea agreement calculates the credit union's loss at approximately $18,150, far less than the $266,000 in loans and lines of credit Crosby tried to obtain. Crosby's bank fraud charge carries a maximum penalty of 30 years in prison and a $1 million fine. The aggravated identity theft count carries an additional consecutive mandatory minimum term of two years in prison and a maximum fine of up to $250,000.