For many Filipino households, appliance upgrades often stay on the wish list because of the significant upfront costs involved. To help more Filipino families turn their wishes to reality sooner, Home Credit Philippines and SM Appliance Center are bringing back the much-anticipated Grand Pay Hulugan Promo, running from August 1 to September 30, 2026.

Through the promo, customers can enjoy exclusive offers on selected appliances, including 0% down payment for eligible customers, and the opportunity to purchase a bundle of up to three items through Home Credit’s flexible installment plans.

Whether it’s replacing an aging refrigerator, upgrading to a more efficient washing machine, bringing home a new air conditioner, or finally purchasing a bigger television for family movie nights, the Grand Pay Hulugan Promo makes appliance upgrades more accessible and affordable.

More than simply making purchases possible, Home Credit serves as a dependable partner that empowers Filipinos to invest in products that improve their quality of life. “At Home Credit, we understand that appliances are important investments that support families’ everyday lives. Through the Grand Pay Hulugan Promo, we’re making it easier for customers to access the products they need today while managing payments comfortably over time,” said Puneet Suneja, Chief Sales Officer, Home Credit Philippines